01
Complete the Load
Deliver the freight and collect the required load documents.
A Simple Freight Factoring Process
From submitting your load documents to receiving funding, ACC helps make the receivables process easier for trucking companies and owner-operators.
02
Submit Your Documents
Send ACC your rate confirmation, signed proof of delivery, and any other required supporting documents.
03
Review & Funding
ACC receives your load documents and freight invoice, reviews the submission, and provides funding.
04
ACC Handles the Receivables
ACC handles the broker billing process, payment follow-up, and receivables support while you focus on running your trucking business.
Freight Factoring FAQ
What documents do I need to get funded?
Send us the invoice and your load paperwork, including the rate confirmation and proof of delivery. We’ll handle the rest and let you know if anything else is needed.
What Is Freight Factoring?
Freight factoring is not a business loan. It’s a simple way to turn unpaid invoices into working capital. You sell us your invoices at a small discount, we fund you immediately, and we wait for the payment—not you.
Need help switching factoring companies?
ACC can review your current factoring arrangement, explain the important terms, and help guide you through the transition process.
Does ACC check broker credit?
ACC can help factoring clients evaluate broker and customer credit before loads are hauled, which can provide useful information when deciding who to do business with.
Who handles the billing and payment follow-up?
You send us the load paperwork, and ACC takes it from there—handling invoice submission, broker billing requirements, and payment follow-up so you can focus on the next load.
Do you provide dispatch and load support?
Additional operational support may be available to factoring clients, including assistance with load coordination and broker communication. Contact our team to learn more.
What happens if there is a problem with an invoice?
If an invoice runs into a documentation, billing, or payment issue, ACC works through it with the appropriate parties—saving you hours of back-office follow-up so you can stay focused on your next load.