Terms of Use

Effective Date: August 17, 2026

These Terms of Use (“Terms”) govern your access to and use of the website operated by Accelerated Commercial Capital Inc. (“ACC,” “we,” “us,” or “our”).

By accessing or using this website, you acknowledge these Terms. If you do not agree with these Terms, please do not use the website.

This website provides general information about ACC, freight factoring, and related business services. Information presented on this website is for general informational purposes and does not, by itself, constitute an offer, approval, commitment to provide financing or factoring services, or a factoring agreement.

Any factoring relationship or other service relationship with ACC is subject to separate written agreements, eligibility requirements, approvals, documentation, and terms agreed to by the parties. If these Terms conflict with a separate written agreement between ACC and you, the separate written agreement controls with respect to the subject matter of that agreement.

Permitted Use of the Website

You may use this website only for lawful purposes and in accordance with these Terms.
You may use the website to learn about ACC and its services, contact us, submit an application or inquiry, and access information and resources that ACC makes available through the website.
ACC may modify, suspend, restrict, or discontinue all or any portion of the website at any time, subject to applicable law.

Prohibited Conduct

You agree not to:
Use the website for any unlawful, fraudulent, deceptive, or unauthorized purpose.
Submit information that you know is false, misleading, fraudulent, or materially incomplete.
Attempt to gain unauthorized access to the website, accounts, servers, systems, or networks connected to the website.
Interfere with or disrupt the operation, security, integrity, or availability of the website.
Introduce viruses, malware, malicious code, automated attacks, or other harmful technology.
Use bots, scrapers, automated tools, or similar methods to access, copy, monitor, or extract website content in a manner that could impair the website, circumvent access controls, or violate applicable law.
Impersonate another person or business or misrepresent your identity, authority, or affiliation.
Use the website in a manner that infringes intellectual property, privacy, confidentiality, or other rights of ACC or any third party.
Attempt to circumvent security features or restrictions implemented on the website.

ACC may restrict or terminate access to the website when we reasonably believe these Terms have been violated or when reasonably necessary to protect ACC, our systems, our customers, or others.

Information You Provide

You represent that information, documents, applications, inquiries, or other materials you submit through the website are, to the best of your knowledge, true, accurate, current, and complete.
You further represent that you have the legal right and authority to provide any information or documents you submit and that your submission does not violate the rights of another person or business.
You are responsible for promptly correcting information you discover to be inaccurate or materially incomplete.
ACC may rely on information you provide when evaluating an inquiry or application, but ACC reserves the right to independently verify information and request additional documentation.

Applications, Eligibility, and No Factoring Commitment

Submitting an application, inquiry, invoice information, business information, or other documentation through this website does not obligate ACC to provide factoring, financing, credit, funding, or any other product or service.
An application is only a request for ACC to evaluate a potential business relationship.
Approval, availability, pricing, advance rates, funding timing, credit limits, eligibility, and other terms depend on ACC’s review, verification, underwriting or approval procedures, documentation requirements, applicable customer or account eligibility, and the terms of any separate written agreement.
ACC may approve or decline an application or proposed transaction subject to applicable law and ACC’s contractual obligations.
Statements on the website concerning funding speed, rates, services, credit review, advances, or other product features are general descriptions and may not apply to every applicant, customer, invoice, broker, debtor, or transaction.
No statement on this website modifies or replaces a written factoring agreement or other written agreement executed by ACC and the applicable customer.

No Professional Advice

Information provided through this website is general business information only.
Nothing on this website constitutes legal, tax, accounting, investment, regulatory, or other professional advice.
You should consult appropriate professional advisers concerning matters requiring legal, accounting, tax, regulatory, or other professional advice.

Intellectual Property

The website and its content, including text, graphics, logos, trade names, service names, images, layouts, designs, software, and other materials, are owned by or licensed to ACC and may be protected by copyright, trademark, trade dress, and other intellectual property laws.
Accelerated Commercial Capital Inc., ACC, associated logos, and other ACC names or branding may not be copied, reproduced, imitated, displayed, or used without ACC’s prior authorization except as permitted by applicable law.
You may view, download, or print reasonable portions of website content for your own lawful internal or informational use.
Except as expressly permitted, you may not reproduce, republish, distribute, modify, sell, license, commercially exploit, or create derivative works from website content without prior written permission from ACC or the applicable rights holder.
No rights or licenses are granted by implication, estoppel, or otherwise except as expressly stated in these Terms.

Third-Party Links and Services

The website may contain links to websites, services, resources, or information provided by third parties.
ACC does not control third-party websites or services and is not responsible for their content, availability, security, accuracy, products, services, terms, or privacy practices.
A link to a third-party website does not necessarily constitute ACC’s endorsement of that third party or its products or services.
Your use of a third-party website or service is subject to that third party’s own terms and policies.

Privacy

Your use of this website is also subject to ACC’s Privacy Policy, which describes how ACC collects, uses, discloses, and protects information associated with the website and related interactions. If you submit Personal Information through the website, you should review the Privacy Policy.

Website Information and Accuracy

ACC seeks to provide useful and accurate information, but website information may occasionally contain errors, omissions, outdated information, or typographical mistakes.
ACC may correct, modify, remove, or update website information at any time without prior notice.
Information concerning factoring rates, funding availability, broker or customer credit, service availability, industry information, or other business matters may change and should not be relied upon as a substitute for current confirmation from ACC or the applicable third party.
Third-party information displayed or referenced through the website may originate from sources outside ACC’s control, and ACC does not guarantee that such information is complete, current, or error-free.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ACC does not represent or warrant that the website will always be available, uninterrupted, secure, error-free, or free from viruses or other harmful components. ACC does not make any warranty regarding the accuracy, completeness, reliability, availability, or suitability of website content for any particular purpose. Nothing in these Terms excludes or limits any warranty or right that cannot lawfully be excluded or limited.

Limitation of Liability

To the fullest extent permitted by applicable law, ACC and its officers, directors, employees, affiliates, representatives, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating solely to your access to, inability to access, or use of this website or reliance on website content. This includes, to the extent permitted by law, losses resulting from website interruptions, errors, security incidents, third-party websites, or reliance on information presented on the website. Nothing in these Terms excludes or limits liability to the extent that such liability cannot lawfully be excluded or limited. Nothing in this section changes liability rights or obligations contained in a separate written agreement between ACC and a customer. Any such separate agreement governs the matters covered by that agreement.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless ACC and its officers, directors, employees, affiliates, and representatives from claims, liabilities, damages, losses, and reasonable expenses arising from:
Your unlawful or unauthorized use of the website.
Information or materials you knowingly submit that are fraudulent, materially false, or submitted without proper authority.
Your violation of these Terms.
Your infringement or violation of another person’s intellectual property, privacy, or other legal rights through your use of the website.
This provision does not require indemnification to the extent prohibited by applicable law.

Changes to These Terms

ACC may update these Terms from time to time to reflect changes in our website, services, business practices, technology, or legal requirements. When these Terms are updated, ACC will revise the effective date shown at the top of this page. Changes become effective when posted unless a different effective date is stated. Your continued use of the website after revised Terms become effective constitutes your continued use of the website subject to the revised Terms.

SMS Terms of Service

By providing consent to receive SMS messages from Accelerated Commercial Capital Inc., including verbally during a telephone conversation, by initiating a text message to us, or through another consent method we make available, you agree to receive conversational and informational text messages from us.

Messages may include follow-up regarding freight factoring inquiries, quote requests, requested information, account setup, document requests, account servicing, and customer support.

Message frequency may vary. Message and data rates may apply.

To opt out at any time, reply STOP to any message.

For assistance, reply HELP or visit https://www.accfactors.com/.

For information about how we collect, use, and protect information, visit our Privacy Policy at https://www.accfactors.com/privacy-policy.

These SMS communications are intended for customers and prospective customers who have provided consent. Accelerated Commercial Capital Inc. does not sell or share SMS opt-in consent with third parties or affiliates for their own marketing purposes.

These Terms of Use are available at https://www.accfactors.com/terms-of-use

Governing Law

To the extent permitted by applicable law, these Terms and matters relating solely to the use of this website are governed by the laws of the State of California, without regard to conflict-of-law principles. A separate factoring agreement or other written agreement between ACC and a customer may contain different governing-law, jurisdiction, arbitration, or dispute-resolution provisions. Any such provisions control disputes governed by that separate agreement. These website Terms do not independently create an arbitration requirement or waiver of the right to a jury trial.

Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law or severed if necessary. The remaining provisions will continue in effect.

No Waiver

ACC’s failure to enforce any provision of these Terms does not constitute a waiver of that provision or ACC’s right to enforce it later.

Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement between you and ACC concerning your use of this website. They do not replace, amend, supersede, or become part of a separate factoring agreement, guaranty, notice of assignment, funding agreement, service agreement, or other written agreement between ACC and a customer unless that separate agreement expressly states otherwise.

Contact Us

Questions regarding these Terms of Use may be directed to:
Accelerated Commercial Capital Inc.
Email: legal@accfactors.com