Privacy Policy
Effective Date: August 17, 2026
Accelerated Commercial Capital Inc. (“ACC,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit a factoring application, contact us, or otherwise interact with us.
Personal Information
“Personal Information” generally means information that identifies, relates to, describes, or can reasonably be linked to an individual. It does not include information that has been aggregated or de-identified so that it can no longer reasonably identify an individual.
Information We Collect
We may collect information that you provide directly to us when you submit an application, complete a website form, contact us, or otherwise communicate with Accelerated Commercial Capital Inc.
Information You Provide
Information you provide may include:
- Your name and contact information, such as your email address and telephone number.
- Business information, including company name, MC or DOT number, number of trucks, approximate monthly revenue, and whether you currently use a factoring company.
- Information contained in inquiries, applications, documents, or other communications you submit to us.
Information Collected Automatically
When you use our website, we and our website service providers may automatically collect certain technical information, such as your IP address, browser or device information, pages visited, referring pages, and information about how you interact with the website.
This information may be collected through cookies and similar technologies and may be used to operate, secure, analyze, and improve the website.
Cookies and Website Technologies
Our website and the service providers that support it may use cookies and similar technologies to operate the website, remember certain preferences, maintain security, understand website usage, and improve the website and our services.
Cookies are small data files that may be stored on your browser or device when you visit a website. Some cookies may be necessary for the website to function properly, while others may help us understand how visitors interact with the website.
You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect the availability or functionality of some website features.
We may also receive technical information about website activity from service providers that help us host, maintain, secure, or analyze the website.
How We Use Information
We may use information we collect for legitimate business purposes, including to:
- Review and respond to factoring applications, inquiries, and requests for information.
- Communicate with you about your application, account, transactions, or requested services.
- Evaluate and provide products or services you request and administer our business relationship with you.
- Verify information you provide and help prevent fraud, unauthorized activity, and other misuse of our services.
- Operate, maintain, secure, troubleshoot, and improve our website and services.
- Maintain business records and comply with applicable legal, regulatory, contractual, and reporting obligations.
- Protect the rights, property, security, and interests of ACC, our customers, and others.
We may also use information for other purposes that are disclosed to you at the time the information is collected or with your consent.
How We Share Information
We may disclose information when reasonably necessary to operate our business, provide requested services, protect our interests, or comply with legal obligations. We may share information with the following categories of recipients:
- Service providers and vendors that support our website, communications, document processing, data storage, security, technology, or other business operations.
- Business counterparties when reasonably necessary to evaluate, establish, administer, service, or enforce a factoring or other business relationship.
- Professional advisers, such as attorneys, accountants, auditors, consultants, or other advisers who provide services to ACC.
- Government authorities, regulators, courts, or law enforcement when disclosure is required or permitted by law, legal process, regulation, or governmental request.
- A buyer, successor, or other party involved in a business transaction, such as a merger, acquisition, financing, reorganization, sale of assets, or similar transaction involving ACC.
- Other parties with your direction or consent, or when disclosure is otherwise necessary to fulfill the purpose for which you provided the information.
We may also disclose information when we reasonably believe it is necessary to detect or prevent fraud or unauthorized activity; protect the rights, property, or safety of ACC, our customers, or others; enforce agreements; or establish, exercise, or defend legal claims.
We may share aggregated or de-identified information that does not reasonably identify an individual for lawful business purposes.
Data Security
ACC uses reasonable administrative, technical, and physical safeguards designed to protect Personal Information against unauthorized access, use, alteration, disclosure, loss, or destruction.
We also seek to work with service providers that maintain appropriate safeguards for information they process on our behalf.
However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure. While we take reasonable steps to protect information, we cannot guarantee the absolute security of information transmitted to or maintained by us.
You are responsible for using reasonable care when transmitting sensitive information electronically and for protecting any account credentials or other access information that may be provided to you.
Data Retention
ACC retains Personal Information for as long as reasonably necessary to fulfill the purposes for which it was collected, maintain our business relationship with you, administer and enforce agreements, comply with applicable legal and regulatory obligations, resolve disputes, prevent fraud, and protect our legal rights.
The length of time we retain information may vary depending on the nature of the information, the purpose for which it was collected, the status of our relationship with you, and applicable legal, accounting, regulatory, or recordkeeping requirements.
When Personal Information is no longer reasonably necessary for these purposes, we may delete, destroy, de-identify, or otherwise dispose of it in accordance with our applicable practices and legal obligations.
Your Choices and Privacy Rights
Depending on where you reside and subject to applicable law, you may have certain rights or choices regarding your Personal Information.
These may include the ability to:
- Request information about Personal Information we maintain about you.
- Request correction of inaccurate Personal Information.
- Request deletion of certain Personal Information, subject to applicable legal, regulatory, contractual, and recordkeeping requirements.
- Ask questions about how your Personal Information is collected, used, or disclosed.
- Withdraw consent where our processing of Personal Information is based on your consent, subject to applicable limitations.
- Request that we stop sending promotional communications to you. You may also use an unsubscribe mechanism included in a promotional email, if available.
- Manage or disable certain cookies through your browser settings as described in the “Cookies and Website Technologies” section.
We may need to verify your identity before processing certain privacy-related requests. We may also deny or limit a request when permitted or required by applicable law, including when information must be retained to comply with legal obligations, prevent fraud, resolve disputes, enforce agreements, or protect legal rights.
California residents and residents of certain other states may have additional privacy rights under applicable state law. To submit a privacy-related request or ask a question about your Personal Information, please contact us using the information provided in the “Contact Us” section of this Privacy Policy.
Children’s Privacy
Our website and services are intended for businesses and adults and are not directed to children under 13 years of age.
ACC does not knowingly collect Personal Information from children under 13 through this website. If we learn that we have collected Personal Information from a child under 13 without appropriate authorization, we will take reasonable steps to delete the information as required by applicable law.
If you believe that a child under 13 has provided Personal Information to ACC through this website, please contact us using the information provided in the “Contact Us” section of this Privacy Policy.
Third-Party Links
Our website may contain links to websites, services, or resources operated by third parties.
ACC does not control the privacy, security, content, or practices of third-party websites or services. This Privacy Policy does not apply to information collected by third parties through their own websites, applications, or services.
If you follow a link to a third-party website or service, we encourage you to review that third party’s privacy policy and terms before providing Personal Information.
The inclusion of a link to a third-party website or service does not necessarily imply that ACC endorses or is responsible for that third party’s privacy or security practices.
Changes to This Privacy Policy
ACC may update this Privacy Policy from time to time to reflect changes in our practices, services, technology, legal requirements, or other circumstances.
When we update this Privacy Policy, we will revise the effective date shown at the top of this page. If required by applicable law, we may provide additional notice of material changes.
We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, disclose, and protect information.
SMS and Text Message Communications
Accelerated Commercial Capital Inc. may communicate with customers and prospective customers by SMS or text message when consent to receive text messages has been provided.
SMS communications may include conversational and informational messages related to freight factoring inquiries, quote requests, requested information, account setup, document requests, account servicing, and customer support.
Consent to receive SMS messages may be provided during a telephone conversation, by initiating a text message to us, or through another consent method made available by Accelerated Commercial Capital Inc. We may maintain records of SMS consent and opt-out requests.
Message frequency may vary depending on your interaction with us. Message and data rates may apply.
You may opt out of receiving text messages at any time by replying STOP. For assistance, reply HELP or contact us at funding@accfactors.com.
SMS consent is specific to communications from Accelerated Commercial Capital Inc. No mobile opt-in or text message consent will be shared with third parties or affiliates. We do not sell SMS consent information or mobile telephone numbers for purposes of third-party marketing.
Opting out of SMS communications will not prevent you from contacting us or receiving services through other available communication methods.
Accelerated Commercial Capital Inc. will use SMS communications in accordance with applicable law and the requirements of our messaging service providers.
Online Tracking and Do Not Track
Some web browsers offer a “Do Not Track” (“DNT”) setting or similar privacy signals. Because there is not a uniform standard for interpreting traditional browser DNT signals, our website does not currently take specific action in response to those signals.
Our website and the service providers that support it may use cookies and similar technologies to collect technical information about your device and interactions with the website, as described in the “Cookies and Website Technologies” section of this Privacy Policy.
Third-party service providers may collect information through technologies used in connection with our website. Their collection and use of information may be governed by their own privacy policies and practices.
ACC does not control the privacy settings, technologies, or practices of third-party service providers.
Contact Us
If you have questions about this Privacy Policy, ACC’s privacy practices, or would like to submit a privacy-related request regarding your Personal Information, you may contact us at:
Accelerated Commercial Capital Inc.
Email: legal@accfactors.com
Please provide enough information for us to understand and respond to your request. For your security, please do not send Social Security numbers, bank account numbers, passwords, or other highly sensitive information through ordinary email unless ACC specifically requests the information through an appropriate method.